Manage your budget smart and simple

Spend With Plan is a modern budgeting app that helps you track income, expenses, and savings with clean visuals and quick flows.

Spend With Plan overview screen

Everything You Need

Complete set of features for efficient personal budgeting

Budget Management

Create, edit, and manage budgets with categories and alerts.

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Overview Dashboard

See net balance, income, expenses, and savings instantly.

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Reports

Monthly reports and trends to improve your decisions.

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Calendar

Track transactions by date with a clean calendar view.

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CSV Export

Export your data anytime for backup or analysis.

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Category Insights

Visual progress bars for every category budget.

Stay On Track

Simple visuals keep you in control so you can adjust spending before the month ends.

Progress Overview

Know how close you are to each category limit.

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Monthly Summary

See totals and trends for better planning.

Monthly Summary
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Oliver

Net Balance: €1,250

Keep planning to hit your savings goal!

Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your data.

1. Data We Collect

Spend With Plan collects the following data:

  • Names: Display names you provide.
  • Transactions: Financial entries including amounts, categories, dates, and notes.
  • Categories: Budget categories and limits you create.
  • Expenses: Budget and expense data you track.
  • Budget Data: Information about your budgeting periods and totals.

2. Why We Collect Data

We collect this data to provide the following services:

  • App Functionality: To provide core features like budget tracking and reporting.

3. How We Use Your Data

Your data is used exclusively for:

  • Personal Use: Data is processed locally on your device and synchronized to iCloud for backup and multi-device access.

4. Data Sharing

We do not share your data with any third parties. Your data is:

  • No Third-Party Access: We do not sell, rent, or share your data with advertisers, analytics companies, or any other third parties.
  • No Analytics: We do not use third-party analytics services that would track your usage.

5. Data Retention

Your data is retained until:

  • Account Deletion: Data is deleted when you delete your iCloud account or remove the app from all devices.
  • Manual Deletion: You can delete individual items (transactions, categories, reports) at any time through the app.

6. How to Delete Your Data

You can delete your data in the following ways:

  • Delete Individual Items: Use the delete function within the app to remove specific transactions or categories.
  • Delete App: Uninstalling the app from all devices will stop data synchronization, but data may remain in CloudKit until your iCloud account is deleted.

7. Data Security

We take data security seriously:

  • Apple's Infrastructure: Data security relies on Apple's industry-standard security practices.

8. Children's Privacy

Spend With Plan is not directed to children under 13. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time by posting the new policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us through the app or visit our support page.